If you look at the Indian Stock Market Sensex reached life time high 26420 and the annualized returns is just 9.15% during this 20 year holding period says the reports. After seeing this result, investors might look for an alternative options for their investments says the experts. In the investment market, there are several debt products, like the Public Provident Fund (PPF) , have generated better annualized returns of 10.46% in this period. Hence investment experts always suggests do invest some amount in the PPF as well. Though the difference looks small in percentage terms, it is actually big in final value. While the Rs 10,000 investment in SENSEX at the end of August 1994 grew to Rs 57,520, the same amount invested in PPF at that time has grown to Rs 73,124. However, some of experts says, this study is no suggestion that a PPF is a far better option than equities at all times, it just reinforces the fact that timing is critical in the capital market. Despite the rece...